The Normalized Difference Snow Index (NDSI) snow cover is an index that is related to the presence of snow in a pixel and is a more accurate description of snow detection as compared to Fractional Snow Cover (FSC). Snow typically has very high visible (VIS) reflectance and very low reflectance in the shortwave infrared (SWIR), a characteristic used to detect snow by distinguishing between snow and most cloud types.

Sentinel = (B03-B11)/(B03+B11)
Landsat 8-9 = (green-swir16)/(green+swir16)\